Retirement is a time to enjoy life’s simpler pleasures and perhaps more of the comforts you’ve postponed during the working years. For many, this means relocating to a place where the cost of living is more manageable without sacrificing quality of life. Texas, with its diverse landscape and cultural richness, offers a variety of affordable places for retirees. Here’s a look at some of the cheapest places to retire in the Lone Star State.
Brownsville
Located at the southern tip of Texas, Brownsville offers a unique blend of Texan and Mexican cultures. Known for its low cost of living, the city also provides pleasant weather, especially appealing to those looking to escape the cold. Brownsville residents benefit from affordable housing and healthcare services, which are important factors for retirees.
Temple
Central Texas houses the city of Temple, where retirees can enjoy a low cost of living coupled with high-quality healthcare services. The city is home to the highly-rated Baylor Scott & White Medical Center, making it a popular choice among retirees with healthcare needs. Additionally, the city offers numerous recreational activities including golf courses and parks, all at a more affordable price than major metropolitan areas.
Harlingen
Another gem in the Rio Grande Valley, Harlingen boasts some of the lowest housing and living costs in Texas. The city offers retirees a peaceful environment with plenty of options for dining and entertainment. Its proximity to South Padre Island also provides easy access to beaches and resort-style living on a budget.
Wichita Falls
Wichita Falls, located near the Oklahoma border, offers an exceptionally low cost of living. This city appeals to those looking for a quieter lifestyle without venturing too far from urban amenities. The community is friendly, and the area is surrounded by nature, providing plenty of opportunities for outdoor activities.
Amarillo
In the Texas Panhandle lies Amarillo, known for its affordable housing and low property taxes. Amarillo offers a blend of city life and country living, with attractions such as the Palo Duro Canyon State Park nearby.
The cost of living is low, and the city has several cultural offerings, including museums and theaters, catering to diverse interests.
Corpus Christi
For retirees dreaming of seaside living, Corpus Christi presents a compelling option. While slightly more expensive than other cities on this list, it’s still considerably more affordable than other coastal cities in the US. Retirees can enjoy the Gulf Coast beaches, a vibrant arts scene, and seafood that’s as fresh as it comes.
El Paso
Situated on the border of Mexico and New Mexico, El Paso is another affordable option for retirees. The city offers a dry climate, which is great for those with arthritis or similar health concerns. El Paso provides a rich blend of cultural experiences and outdoor activities with parks, museums, and historical sites.
Retiring in Texas can be both enjoyable and economical. The state offers diverse environments, from beachfront cities to quiet, inland communities. Each of these cities provides unique benefits, allowing retirees to choose based on their lifestyle preferences and financial circumstances. Affordable living doesn’t mean you have to compromise on quality, and these Texan cities are proof of that, offering everything from excellent healthcare to leisure and cultural activities tailored to the retirement lifestyle. Whether you prefer the quiet suburbs or a vibrant coastal town, Texas has a place that can fit your budget and your dreams.
San Angelo
San Angelo is a West Texas city that combines affordability with a vibrant cultural scene, making it an attractive option for retirees. The cost of living here is low, especially when it comes to housing and utilities.
San Angelo is known for its scenic views along the Concho River, which provides a lovely backdrop for evening walks and leisure activities. The city also hosts a variety of events and festivals, offering a community feel that can be appealing to retirees.
Killeen
Located in Central Texas, Killeen offers a cost-effective lifestyle for retirees, primarily due to its housing market, which remains below the national average. Killeen is near Fort Hood, which contributes to its diverse population and offers various social and recreational activities suited for retirees. The city is also a short drive from Austin, providing all the benefits of a major city without the high cost of living.
Lufkin
Nestled in the heart of the Texas Forest Country, Lufkin provides a tranquil, natural setting for retirement at an affordable cost. The city offers low housing costs and a serene lifestyle surrounded by forests, making it ideal for nature lovers. Lufkin’s small-town charm is complemented by amenities such as hospitals, shops, and cultural venues like the Angelina Arts Alliance, which brings national tours of music and theatrical performances to the area.
Paris
Yes, Texas has its own Paris, and it’s as charming as one might hope. This small town offers a low cost of living with a high quality of life. It features a picturesque downtown area, friendly community, and plenty of cultural and recreational activities tailored to retirees. The town is also known for its annual festivals and the famous Eiffel Tower replica with a cowboy hat, blending Texas culture with international flair.
Abilene
Abilene offers a combination of affordable living and good quality of life for retirees. The city features a variety of museums, parks, and libraries that cater to the interests of its senior population. Abilene’s cost of living is among the lowest in the state, especially in terms of housing and healthcare. The city also boasts a supportive community with numerous services for older adults.
Choosing the right place to retire involves considering both the cost of living and the quality of life. Texas provides a wide range of options that cater to different preferences, whether it’s cultural richness, natural beauty, or community spirit. These cities not only promise affordability but also a fulfilling and active retirement. With Texas’s no state income tax and a variety of senior living benefits, the state remains a top choice for those looking to make the most of their retirement years.
